Saturday, January 26, 2013

Read Real Life Identity Theft Stories And Learn From Them

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By Sue Carpenter

Proceed with caution when using your credit card. Some of the real life identity theft stories involves personal information gets stolen when doing transactions online. The truth is that you can get fraud anywhere, not just online but offline as well.

Conduct a very thorough research about the establishment you are dealing with and do not just give personal information right away to anyone. When purchasing a commodity online, make sure that the online shop has a secure payment system.

A secure payment system protects your payment details against anyone who will try to steal it. It should be encrypted. An encryption cloaks your payment details so that online thieves will not see them. Do not divulge personal information to anyone to anyone like your telephone numbers, your name or maiden name unless you are really sure that the information is in good hands.

You often encounter opportunities like this when you go in and shop in a store. There are promos that require you to sign up before you can be taken in to the contest. Well, you need to exercise caution though in entering personal information because someone might use this information in illegal activities.

If you have the complete information on the credit card, then you are good to go to make any purchase online. Which means that anyone who has those information can make an online purchase on your behalf. They can proceed with making transactions that can be paid through the credit card.

But it takes a great deal of effort and money to clean someone else's mess under your persona. Make sure to do a regular check with your billings. Always ask for a monthly statement from your banks. As with credit cards, make sure that you check the items reflected on the monthly statement. Of course, you have a recollection of the things that you bought using the credit card.

In as much as letting people take a look at your credit card is a big no no already. You should not let anyone take a glance at your credit card. You should keep away from the prying eyes of anyone other than yourself.

They know what you usually purchase with the credit card. If they saw that a deviation in the pattern, they will immediately report it to you by contacting you right away. Usually, they would call because it is faster to verify things when you call. For you also to be able to know the things that you need to do in order to avoid getting your personal information stolen, you can read books and journals that relate to such cases.

You can learn from their experiences because it will be state there how they got defrauded and how come their personal information got to someone they do not know. You can find these cases on the web. Check the web for these chronicles. Some of these real life identity theft stories are compiled into books, which can be both downloaded in electronic format and in hardbound covers or paperbacks.

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